External image of the lawn of a Mills house.

Image of the back garden of a Mills house.

The Mills, Castletroy, Limerick

Phase 1 & 2

Circle Voluntary Housing Association is proud to introduce our newest development, The Mills, Castletroy, Limerick. This brand-new development built by Cairn will consist of 34 beautiful, A rated terraced and semi-detached houses, in phase 1 and 2. The quality of these new homes is complemented by their beautiful surroundings of Castletroy, Limerick.

The town of Castletroy has a range of amenities for all people. There is a wide selection of local schools for all ages alongside the University of Limerick being a mere 3km away. There is also a number of supermarkets, post offices, medical centres, pharmacies, gyms and leisure facilities. The Mills is conveniently located adjacent to Castletroy Town Centre shopping centre, just 7 Km from Limerick City Centre. With plenty of excellent transport links, such as Bus Éireann and Dublin Coach operate a bus route from Golf Links Road, Castletroy, to Keating Street, Limerick, every 15 minutes. For drivers, nearby is the M7 for easy access to Dublin and other towns nationwide.

The Mills, offers generously sized three bed homes with onsite parking. Residents will benefit from a strong, distinctive urban basis and a pedestrian friendly public realm within the development.

Video inside a sample property.

These beautiful family homes are supplied unfurnished with

Highly efficient A2 state-of-the-art air to water heating and water systems.
White goods (fridge-freezer, dishwasher, oven & hob, microwave, washer-dryer)
Roller blinds, with blackout blinds located in bedrooms,
Superb quality flooring in all rooms
Splashback in kitchen and all wet rooms
Tiling to shower area
Onsite car parking

All cost rental rents are a minimum 25% below the market rents in the area where the scheme is located. Circle VHA is offering the following homes for rent:

Three bed House

€ 1,278.00

per calendar month

This rent represents up to 29% discount on current market rates as of Q3 2023

Availability is from September 2024

Applications closed at 9:30am on 19th July 2024.

Frequently asked questions

Net household income is calculated by adding together the net income for each household member aged 18 years and over. Net income means that income tax, universal social charge, PRSI and superannuation are deducted from the relevant gross assessable income. Click here for an explanation of payslip terms. Income that is assessable for the purposes of assessing eligibility for cost rental housing includes:

Income from employment, including self-employment
Overtime, bonuses, and commissions which will be assessed as follows; overtime – generally restricted to a maximum of 10% of basic income, but regular overtime may be taken into account; bonus – restricted to a maximum of 10% of basic income; commission – restricted to a maximum of 30% of basic income, where applicable.
Maintenance payments received
Income from dividends, capital investments and other similar sources of income
Occupational and social welfare pensions, from whatever source, including from abroad
All income from social insurance and social assistance payments, allowances, and benefits, including from Family Income Supplement (FIS)

Income from the following sources shall, in all cases, be disregarded for the purposes of assessing income:

Child benefit or guardian’s payment
Exceptional or urgent needs payments
Carer’s allowance
Scholarships or higher education grants
Foster care payments
Domiciliary care allowance
Allowances/assistance from charities
Fuel allowance
Mobility allowance
Living alone allowance
Rent or mortgage interest supplement
Payments under FÁS schemes.

Proof of ID for each household member

Current Valid Signed Passport/Current Valid Passport Card
Valid Travel Document/Current Valid EU/EEA Driving Licence– must contain photograph (Irish Provisional accepted)
Current EU National Identity Card
Birth Cert for children

Proof of address

Utility Bill eg Home telephone, gas, electricity, heating, oil, waste collection (where a utility bill is a first bill, a second form of address verification is required)
Correspondence from a Regulated Financial Institution operating in the Republic of Ireland (Insurance/ Assurance Company, Bank, Building Society, Credit Union, Credit Card Company)
Correspondence from a Government Department / Body

Proof of residency

Current Tenancy agreement
An employment letter from your current employer dated within the previous 6 weeks
Statement of Payments/Benefits from Dept. of Social Protection
Employment Details Summary (Formerly P60)

Proof of income for each household member if employed

Employment Details Summary (Formerly P60) and/or
last three months’ payslips and/or
Statement of Liability (Formerly P21)

Proof of Income if self employed

Minimum of 1 year’s bank accounts, along with an up-to-date tax balancing statement and preliminary tax receipt

Social Welfare Income

Documentary evidence of all social insurance and social assistance payments, allowances and pensions being received by members of the household aged 18 and older.

Employer reference

Dated within the previous 6 weeks
This letter should confirm your salary, address and start date and if you are an employee

Landlord reference

This should contain a contact phone number and email of the Landlord. It should be dated within the previous 6 weeks It should also state the duration of the tenancy (start and end date) and the current rent paid.
If coming from family home, letter from the homeowner/ parents

Bank Statements

For the previous 6 months if employed or
1 year if self employed
Please highlight on the bank statement where the last three month’s rental payments have been made.

All cost rental rents are a minimum 25% below the market rents in the area where the scheme is located.

The deposits for each unit type will be one month’s rent less 50 euro.

The Cost Rental properties are unfurnished to allow tenants to furnish them according to their own taste. However, the following items are included;

White goods (fridge-freezer, dishwasher, oven & hob, microwave, washer-dryer)
Roller blinds, with blackout blinds in bedrooms.
Flooring in all rooms
Splashback in kitchen and all wet rooms
Tiling to shower area

Please note – All utilities (electricity, internet, telephone, cable TV etc.) will need to be set up by the tenant.

The tenancy is of unlimited duration. This means that provided there are no issues with breach of tenancy or rent arrears within the first six months you will have a long-term rental option that offers security of tenure. Your tenancy will only be terminated if you breach your tenancy agreement or fail to pay the rent.

Applications are assessed at point of entry. If for example, after you’ve been allocated a property your net household income increased above €66,000 for Dublin, and €59,000 elsewhere in the country, you would still be entitled to continue renting the property. If your income decreases below the affordable threshold after a six-month period, you may be eligible for assistance, this is a matter for the tenant to make an application to the Local Authority.

Affordability is based on the rent being no more than 35% of your net household income, and is one of the core eligibility criteria for the cost rental scheme. Applicants drawn in the lottery will be asked to submit supporting documents as evidence of their net household Income. Applicants who are unable to provide evidence of their net household income will be deemed unsuccessful.

The Cost Rental Housing lottery is run on an independent external platform with full audit trail for transparency, and independently adjudicated by the Housing Agency. The lottery will be run once the advertising of the properties has ceased. The lottery will create at random a list of all applicants and we will approach applicants from the top of the list.

If your name has been drawn in the lottery, you will be asked to submit the relevant supporting documentation. You will have 48 hours to complete this. Once we have verified your eligibility for the home, we will contact you within 10 working days.

Yes, we will notify all unsuccessful applicants within 30 working days.

Authorisation to keep a pet is at the discretion of Circle VHA and will depend on the suitability of the property, pet, and any House Rules currently in place. A tenant can apply to keep a pet by completing a pet application form which will be assessed by Circle VHA. We will not allow any dogs which are a restricted breed or a cross breed of a restricted breed. Any approval may be rescinded if the pet is deemed to be causing a nuisance to others living in the vicinity.

Yes, there will. Keep an eye on the Circle VHA website for further details of future releases.